📄 UAD 3.6 Policy & Resource Center

The Uniform Appraisal Dataset (UAD) 3.6 represents the most significant change to residential appraisal reporting in over a decade. This update introduces a dynamic, data-driven report format designed to enhance consistency, accuracy, and efficiency in the valuation process.

Key Changes Appraisers Should Note:

• Dynamic Reporting: Replaces static forms (like the 1004) with a single, flexible report that only displays fields relevant to the specific property and assignment.

• Enhanced Data Standardization: Requires more granular and standardized details for property characteristics, condition, and quality.

• Data Structure: The underlying data is transitioning to the MISMO v3.6 XML standard, which supports advanced data analysis and quality control.

• New Reports: The legacy 1004D is replaced by two separate reports: the Restricted Appraisal Update Report and the Completion Report.

• Comparable Inspection: Fannie Mae has retired the requirement to inspect comparable sales from the street, allowing appraisers discretion in sourcing required comparable photos.

Implementation Timeline (General):

Official UAD 3.6 Documentation & Download Links

To access all official resources, including the URAR Reference Guides, Compliance Rules, Sample Scenarios, and the UAD Subschema for technical integration, please visit the official Freddie Mac / Fannie Mae Uniform Appraisal Dataset websites.

➡️ Click the links below for the Official UAD 3.6 Resources:

Freddie Mac - Uniform Appraisal Dataset 3.6
Fannie Mae - Uniform Appraisal Dataset 3.6